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SPREAD THE COST — BUY NOW, PAY LATER
Pay for your plates over time with Klarna, Clearpay or PayPal. Buy Now, Pay Later is a form of credit provided by these lenders, not by Utopia Plates. It is interest-free when you pay on time, available to UK residents aged 18+, and subject to status and each provider's eligibility and affordability checks. Missing payments could affect your ability to use these services in future. Please borrow responsibly and only spend what you can afford to repay.
Private number plates, the plates themselves and accessories can all be paid for this way. A private registration starts at £250, which already includes the £80 DVLA fee and VAT, and a pair of plates starts at £29.99, so instalments are most often used on the registration rather than the plates.
The plates are the same whichever way you pay: printed, 3D gel, and 4D laser cut in 3mm, 5mm or with gel over the top. Choosing instalments does not change the price, the plate, or how quickly it is made.
KLARNA
Split your purchase into 3 interest-free instalments with Klarna. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
Klarna terms: https://www.klarna.com/uk/terms-and-conditions/

CLEARPAY
Pay with Clearpay at checkout.
Clearpay terms: https://www.clearpay.co.uk/en-GB/terms-of-service

PAYPAL
Pay with PayPal at checkout.
PayPal Pay in 3 terms: https://www.paypal.com/uk/legalhub/paypal/pay-later-terms
PAYING FOR A PRIVATE REGISTRATION
Buying a registration and putting it on a vehicle are two separate steps. The price you pay us covers the registration itself, including the £80 DVLA fee; assigning it to your vehicle afterwards is free, whether you do that online or by post. How to buy a private registration walks through the whole process, including what the DVLA needs from you.
Spreading the cost does not change any of that. The registration is held in your name from the moment the order completes, and the paperwork runs exactly as it would on any other order.
